Most adults wish someone had taught them about saving, budgeting, and investing when they were younger. We're making that happen for the next generation.
Discover How We TeachPicture a twelve-year-old confidently explaining compound interest to their grandparents. Or a sixteen-year-old who has already started saving for university while their peers spend every penny they earn.
These aren't hypothetical scenarios. They're real outcomes from our programmes at radial-make, where we've been transforming how young Glaswegians think about money since day one.
The truth is uncomfortable: traditional education barely scratches the surface of financial literacy. Children leave school knowing calculus but not how to read a bank statement or understand why a credit card can be both a tool and a trap.
Research from the Money and Pensions Service reveals that financial habits are largely formed by age seven. Yet most children receive zero structured financial education before secondary school.
By the time they're teenagers, damaging patterns have already taken root. Impulse spending, no savings mindset, and complete ignorance about debt become their financial foundation.
The consequences ripple through their entire adult lives.
Neuroscientists confirm what we've observed in our classrooms: children between six and sixteen possess an extraordinary capacity for absorbing new concepts and forming lasting habits.
This window doesn't stay open forever. The neural pathways being built right now will determine their financial behaviours for decades to come.
See Our Age-Specific ProgrammesForget dusty textbooks and monotone lectures. Our approach uses games, real-world simulations, and collaborative challenges that make financial concepts genuinely exciting.
Children run mock businesses. Teenagers manage investment portfolios with virtual currency. Every age group participates in budgeting challenges based on realistic Scottish household scenarios.
The engagement is immediate. The retention is remarkable. And the confidence they build carries them far beyond our classroom walls.
Structured enough to build real knowledge, flexible enough to fit family schedules.
Maximum twelve students per class ensures every child gets personal attention.
In-person sessions in Glasgow plus online resources for continued practice at home.
"My daughter used to spend her pocket money the same day she received it. After just four weeks with radial-make, she's saving for things she actually wants and making decisions I never expected from an eleven-year-old."
— Sarah M., parent from Partick
We've worked with families from Bearsden to Battlefield, school groups from both state and independent sectors, and community organisations throughout Greater Glasgow.
Our instructors hold qualifications in both education and finance. They understand developmental stages, learning differences, and how to make complex concepts accessible to young minds.
A six-year-old and a sixteen-year-old need fundamentally different approaches. Our curriculum adapts to developmental stages while building towards comprehensive financial capability.
Understanding coins, the concept of exchange, saving for goals, and distinguishing needs from wants through play-based learning.
£247 8-week programmeBudgeting basics, comparison shopping, understanding advertising psychology, and introduction to banking concepts.
£319 8-week programmeInvestment principles, understanding credit, taxation basics, university finance planning, and launching into adult financial life.
£389 8-week programme"The investment simulation game was brilliant. My son now reads financial news for fun, which I never thought I'd say."
— David R., Dennistoun"Worth every penny. The skills my twins learned here have changed how our whole family discusses money."
— Jennifer L., Newton MearnsOur summer programmes begin in June with limited spaces in each age group. Early enrolment secures your preferred session time and includes access to our parent resource library.
Complete this form to begin the enrolment process. We'll send you detailed programme information and schedule a brief call to discuss your child's needs.
The financial habits formed in childhood last a lifetime. Make sure the next generation starts with confidence, knowledge, and skills that will serve them forever.
Secure Their Future Today